November 1, 2006

CHEVY CHASE, Md – (November 1, 2006) – ValueStar,  the leading online aggregator of consumer ratings of service businesses in the San Francisco Bay Area,  and Chase Paymentech Solutions,  the nation's leading provider of merchant credit card acquiring services,  have signed a multi-year co-referral agreement.  Under the agreement,  Chase Paymentech will offer ValueStar merchants special rates on card acceptance and other account features if signing with Chase Paymentech for their credit card services.  The ValueStar program will be offered initially to Chase Paymentech merchants in the Bay Area and over time to merchants in other metro areas as ValueStar expands.

"With its unique approach to rating local service businesses, ValueStar offers these businesses a powerful way to increase their customer satisfaction,"  said Tom Nipper,  General Manager of Referral Programs for Chase Paymentech.

Lou Morsberger,  President & CEO of ValueStar,  remarked that as the leading merchant acquirer in the U.S.,  "Chase Paymentech has an unrivaled track record for top-notch service to merchants combined with innovation and very competitive pricing.  We feel ValueStar merchants will appreciate the great benefits Chase Paymentech can provide."

The co-referral agreement represents an opportunity for both companies to expand their distribution strategically.  ValueStar's Customer-Rated businesses are concentrated in local services such as home-related repair and maintenance contractors,  auto repair,  and various health and professional services,  which historically have not encouraged customers to use credit cards.

Under the terms of the relationship,  merchants applying for or already using one company's services will have no obligation to use the other company's services.

About ValueStar
ValueStar is a leading publisher of free online and printed directories of quality-focused local service businesses.  ValueStar evaluates service companies on a range of factors and uses a proprietary credit and debit card-based system to gather feedback from confirmed customers.  The ValueStar ratings system significantly shortens the customer acquisition cycle for local businesses by harnessing the power of positive consumer feedback and by providing compelling incentives for consumer participation.  The company is owned by Service Ratings, LLC and headquartered in Chevy Chase, Md.,  with operations in Oakland,  Calif.,  which service consumers and businesses throughout the Bay Area.  For more information,  please visit www.ValueStar.com.

About Chase Paymentech Solutions
Chase Paymentech Solutions, LLC,  headquartered in Dallas,  Texas,  is the world's largest merchant acquirer serving businesses accepting payments via traditional point of sale,  hospitality,  Internet,  retail,  and recurring billing.  The privately held company is an end-to-end processor for merchants of all sizes and industries and is a result of the 2005 integration of the former Paymentech and Chase Merchant Services.  The integrated companies processed approximately 15.5 billion transactions in 2005,  with more than $560 billion in annual bankcard and debit volume in both the United States and Canada.  Chase Paymentech Solutions' customer base includes more than 600,000 merchants with nearly 1 million locations across the United States and Canada,  including many of the top brands.  Learn more about Chase Paymentech at www.chasepaymentech.com.